Welcome to the 72nd edition of the Carnival of Personal Finance. I have to say that I was a bit overwhelmed over the number of submissions. The topics ranged from Personal Finance basics to advice from one of our founding fathers to a commentary about Social Security. I had much grander plans for formatting, categorizing and expressing some creativity. See, it's Halloween tomorrow, and I planned to do a spooks and goblins theme. However, I was a bit overwhelmed by the number of entries and found it incredibly difficult to cut any out. So, unless you submitted more than one, you'll find your post included. Sorry, jack-o-lanterns not included.
The first three are entries that I particularly enjoyed. After that the entries are in categories according to their topic. Near the end they are simply listed at "more..." These were the latest entries submitted. A tip for future carnival submissions: get your entries in early. Like before Friday. Trust me, from Friday on, there are dozens of entries and the host is not likely to notice yours above the crowd.
Pay off the house or have another child? No contest, by CJ
Don’t GET Rich Quick; BE Rich Quick. By Christian Kane
What Use Is Personal Finance Advice If You're Making Minimum Wage?, by Free the Drones
Scam-Proof Yourself to Eliminate Risk, by Wenchypoo
Personal Assets Add Up by Donna Jean.
Spending:
There Is a Certain SOMETHING Needed Before You Can Find Financial Freedom, by Michael K. Dawson at The Time and Money Group
Saving
Stop Paying Retail - Part 1, by B. Lau
Saving for infrequent regular bills, by Tired but Happy
How much should you save?, by David at Worldwide Success
Million Dollar Savings club Update: Day 65, by Brian C. Fleming
Yet another reason NOT to buy Lottery Tickets, by Big Cajun Man at Canadian Financial Stuff
Financial Planning:
401(k), Roth IRA, then Back at 401(k), by Finance Buff
Gina's Tax Blog: Family Reverse Mortgage, by Gina
Social Security is a Ponzi Scheme: Why we must switch to Personal Accounts, F.D. Bryant III
How And How Much You Would Earn From A 0% APR Offer: Part 2, by Golbguru
Personal Finance 101 - Financial Planning, by Rodger Constandse
Financial Blunders
The Road To Financial Armageddon, by Trent at The Simple Dollar
My biggest money mistake times three, by Bluntmoney
Debt Reduction/Avoidance
Vultures at the Ballpark, by John Buehler
Getting Out of Debt (Part 1), by Erek Ostrowski
How To Lend Money To Friends, by Binary Dollar
Investing
Some thoughts about the use of gearing, by Ralph Moran
The End Of The California Housing Bubble, by Finnegan Lane
How Siebel Avoided Taxes When Selling To Oracle, by Praveen
One Reason Starbucks Continues to Do So Well, by Trent at Stock Market Beat
A Different Type of Moving Average Cross, by Fedor at Forex Blog
Things You Can Control #1, by Jeremy Beaudry
Life Insurance ON Sale, by Henry Stern
Career
What Would You Do with This Job Choice -- Take the Money or Be Fulfilled?by Free Money Finance
Salary Negotiation, by Travis Farnes
The Business of You, by Jason Dutt
Benjamin Franklin's Faithful Plan, by Bill at My Bubble Life
Paradigm Shift, by 100kby25
Ask for Preferential Treatment, by Nina at Queercents
Want More Money From Your Business, by Spencer Hill
How to write a novel, run a marathon, become debt-free, save a million, or achieve any other audacious goal! By Penny Nickel
More...
No Fiscal Fall-Back Position for Younger Americans, by Dan Meyer
Altering the Mortgage Contract: The Lender trying To Add A Prepayment Penalty After the Fact, By Dan Melson at Searchlight Crusade
On Shareholder Rights and Activism, by Frugal at 1st Million at 33
One Investor Sells, Another Investor Buys, by The Dividend Guy
Personal Finance 101 - Are You a Saver or Borrower?, by Super Saver
Retirement Savings Contributions Credit aka “Saver’s Credit” by GaryP
Why Aren’t You Rich? It May Be Your Beliefs., by Pete at My Financial Awareness
Speculation - not just dangerous to those who play the game, by Steve at Adventure Money
Two Money Tricks, by Getting to Enough
Napoleon Hill’s Law of Success Podcast Series #03, by Travis Wright
Open Enrollment Week - Recap!, by Daniel at My Money Path
This P has to be more J about his finances, by Mighty Bargain Hunter
Credit Score Hell by Amateur Investor at the Road 2 Riches
How to Order Checks Without Getting Ripped Off, by nickel at fivecentnickel
The Five Ways We Saved Money on our Trip, by Tricia at Blogging Away Debt
I Have to Use Credit Cards, by Scott on Money
In Defense of Interest Only Mortgages, by Dan Green at the Mortgage Reports
The Ultimate Interest Rate Chaser Calculator, by Jonathan at My Money Blog
Lazy Man’s Trust Fund, by Lazy Man and Money
Two Radical Ways to Spend Less, by David at Money Under 30
Prosper.com Strategies (Part I), by fin_indie
Taking Control Over the Corporate Management Crowd, by Donna Fielding at Taking Control over Money
Why Bother With Personal Finance?, by J.D. Roth at Get Rich Slowly
Requesting Credit Line Increases, by Jim at Blueprint for Financial Prosperity
60 Day Rule in Electing a COBRA, by Jim at Understand COBRA
Max Out Your 401(K) As Early As You Can, by Jim at My Retirement Blog
Powdered Milk & Christmas Drink Mixes, by Amy Allen Clark at Mom Advice
Maximize your returns in 5 easy steps, by Tarik Pierce at Investor Trip
The Week Ahead: Your Financial Roadmap for October 30 to November 3, 2006, by Tom Hanna at Financial Options
Millionaire Factors by Victor Fam
Phil Town and Rule #1 Investing, by Tim at My Money Forest
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