I realize that this is still below both Emigrant Direct and HSBC's rates of 4.50%, but it's a little better than their previous rate of 4.00%. I still haven't moved my liquid accounts from ING Direct. I just don't want to become a rate chaser, moving my accounts every time another bank is a little bit higher. I'm pretty happy with ING Direct. So, 4.15% it is for me. If the difference goes beyong fifty basis points, I may reconsider.
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I've been really happy with ING Direct as well, and like you, am not in the mood to be transferring my money all over the place just for a slightly better rate.
Posted by: Amanda | May 01, 2006 at 02:45 PM
What are 'basis points'?
Posted by: chris | May 02, 2006 at 12:01 PM
A basis point is one one hundredth of a percent. So, 25 basis points is a quarter of a percent.
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