ING Direct raised rates to 4.15%

I realize that this is still below both Emigrant Direct and HSBC's rates of 4.50%, but it's a little better than their previous rate of 4.00%.  I still haven't moved my liquid accounts from ING Direct.  I just don't want to become a rate chaser, moving my accounts every time another bank is a little bit higher.  I'm pretty happy with ING Direct.  So, 4.15% it is for me.  If the difference goes beyong fifty basis points, I may reconsider.

Comments

[Amanda]

I've been really happy with ING Direct as well, and like you, am not in the mood to be transferring my money all over the place just for a slightly better rate.

[chris]

What are 'basis points'?

[lamoneyguy]

A basis point is one one hundredth of a percent. So, 25 basis points is a quarter of a percent.

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