I’m in my early thirties, graduated from college with a Biz/Econ degree in the mid-90s. I have worked for financial institutions since graduating from High School. I was a bank teller, new accounts rep, sales manager; I sold life insurance, mutual funds, managed money, stocks, bonds, etc. I have worked with clients who are worth many, many millions, and others who think that they should start saving for retirement, now that they are in their 50s.
I have personally made almost every major money mistake out there. I ran up credit card debt, car loan, student loan, trashed my credit, then worked my way back to paying it all off, and rebuilding the credit. Since then, I have saved well, but don’t yet own a home.
I don’t know everything about money. I do know that amassing money is more about planning, and discipline than it is about income, investments, and tax laws. However, having sold every type of financial product out there, I can also tell you what to avoid and what to look for, both in an advisor and a product or service.
Dislaimer: This is general advice. You should consult with your own financial advisor before making any major financial decisions, including investments or changes to your portfolio. LA Money Guy is not responsible for any losses, damages or claims that may result from your financial decisions.
